What is Creative Pension Trust and how does it work?
Creative Pension Trust is a workplace pension trusted by thousands of UK employers. Every employer is required by law to provide a pension for their employees and to automatically enrol most employees into their scheme when they start their job. Employees that choose not to save for their future must also be re-enrolled periodically every 3 years.
As a Creative Pension Trust member, you have access to a modern, high-quality
, low-cost, high-value workplace pension – a valuable and easy way to save regularly straight from your pay cheque. And, because we’re here to help your employer with their auto enrolment duties, when you save a little on each pay day, your employer pays in too and you will receive an additional boost from the government if you pay tax on your earnings.
This makes your workplace pension one of the most efficient ways for you to save for the future and means you will have more to rely on when you retire than just the Basic State Pension.
Frequently asked questions from Creative Pension Trust members
Whether you are a new member or taking some time to get to know your workplace pension, we’re here to help you.
We’ve compiled a list of common questions from Creative Pension Trust members, which you can access on the Frequently Asked Questions
Stay up to date with the Creative Pension Trust Member Portal
All our members can easily access their pension at any time using the Creative Pension Trust Member Portal
If you’ve recently joined us, you can expect to receive your account access details soon. If you are an existing Creative Pension Trust member, you can access the Member Portal from our website any time. Just click here
or look for the pop-up that appears each time you visit.
The Creative Pension Trust Member Portal
provides information and allows you to update your details, including:
What happens to your old pensions?
Your old pension pots, including those from previous jobs, do not disappear, but it is important you don’t lose track of them.
If you would prefer to have everything in one place, you might want to combine your pensions into Creative Pension Trust using the simple online process in the Member Portal
. You can find out more on the Combine Your Pensions
What happens when you pay in?
As a Creative Pension Trust member, your regular pension contributions are invested by some of the world’s leading investment managers. These include Scottish Widows, Blackrock and Legal & General.
If you don’t make any decisions, we will manage your investments on your behalf. Alternatively, if you are happy to make your own choices, you can decide how your money is invested using the Member Portal. To find out more, take a look at the Investment Choices
Keeping your details up to date
You wouldn’t want to lose track of your bank account details. The same applies to your workplace pension. To ensure we can always reach Creative Pension Trust Members to tell them about important information regarding their savings, we recommend all members regularly check their contact information.
For more information about updating your personal information and contact information, take a look at the Update Your Details