The UK’s leading supplier of Auto Enrolment for New Employers

Times like these don’t come along often. Your new business faces many challenges and time is one of them. So, when you’re shooting for the stars, don’t get shot down by your auto enrolment duties. We’ve made auto enrolment for new employers as simple as it can get by removing all the complexity, automating the process and backing it with our auto enrolment expertise. In fact, we’re so confident that Creative Auto Enrolment Pension is the easiest solution that we even provide a total Auto Enrolment Compliance Guarantee!

Knowing your way around auto enrolment rules and continually managing the requirements is complicated and time consuming. So, when the stakes for your new business are high, don’t make them higher – this is your moment and you have no time to lose. Choose Creative Auto Enrolment Pension and you can get back to what’s important. At just £21.50 per month, it’s a small price to pay to fulfil all your auto enrolment duties with ease.

It’s like Autopilot for Auto Enrolment

When you’re juggling a hundred priorities, juggling your processes around auto enrolment shouldn’t be one. Our creative thinking takes away all the complex decisions, so you don’t need to worry about making the wrong one.

We’ve made auto enrolment for new employers simple – like autopilot for your auto enrolment duties. Our cloud-based software is easy to use with no software or extra IT requirements. Just upload your payroll file and we’ll take care of the rest.

You’ll be done in just a few clicks, putting you in control while we handle the time-consuming work for you. And, if something ever seems wrong, our friendly team of experts are waiting in the wings so you can hand over to them when you need extra support.

Auto Enrolment?
Consider it done.

Download the guide to our auto enrolment services.

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Help Desk Customer Satisfaction


Auto enrolment queries answered per month

Trusted by over

accountants and professional advisers


unique payrolls compliance guaranteed each month


employees assessed each month

Hours of work, reduced to minutes

For the low cost of just £21.50 per month, Creative Auto Enrolment Pension automates these important processes for you:

  • Assesses your workforce
  • Automatically postpones employees
  • Validates your contribution calculations
  • Auto enrols employees into Creative Pension Trust, our multi-employer master trust pension
  • Issues all statutory employee communications
  • Checks for errors, underpayments and arrears
  • Collects pension contributions by Direct Debit
  • Re-enrols your workforce
  • Makes your Declaration of Compliance to the Pensions Regulator (tPR)

Just follow our simple online process and you cannot get it wrong! That’s why over 15,000 employers across the UK trust us to get the job done – so they can focus on theirs.

Why choose Creative Auto Enrolment Pension?


  • Sign up in minutes
  • Low cost – just £21.50 per
    month to handle all your
  • Guaranteed acceptance for
    all employers
  • No complex decisions
  • Turns hours of work into a
    few minutes
  • Doesn’t interfere with your
    payroll run


  • 100% secure, cloud-based
  • The only auto enrolment
    pension that guarantees
    your compliance
  • Powered by Creative
    Pension Trust, leading
    authorised Master Trust
  • Investments managed by
    Scottish Widows


  • Payroll agnostic – no need to
    change software or provider
  • Dedicated helpdesk of Auto
    Enrolment experts
  • Customer Satisfaction rated
  • Pension governed by
    independent Board of
  • Use our easy-to-follow
    process and you can’t make
    a mistake

Mission? Control

We believe auto enrolment for new employers needn’t be a nightmare. Our solution has been designed by auto enrolment and pension experts so you don’t need to become one. We would say, “that’s one thing less to worry about,” but actually it’s far more than that:

  • Guaranteed acceptance for all employers: it’s easy to sign up – no wait, no haggling and no application form
  • Everything you need, all in one place: all your employer duties handled and a quality pension for your employees
  • No risk of making wrong decisions: because there are no complex decisions for you to make
  • We work with any payroll: from BrightPay to QuickBooks, Moneysoft to Sage, we work with all payrolls. If you outsource your payroll, just tell us and we’ll work directly with them
  • Your staff paid on time: because our unique process happens after you close your payroll, there’s no risk of not paying them on time
  • We check, check and check again: to keep you compliant, we ensure you don’t fall into arrears, we validate your data at upload, catching errors before they cause serious headaches
  • We’re ready and waiting if you need us: with a friendly helpdesk staffed by auto enrolment experts that our customers rate very highly
  • Our Auto Enrolment Compliance Guarantee: by following our process, there is zero margin for errors that can lead to ‘reportable events’ that got 49,000 employers* in trouble with the Pensions Regulator

Creative Auto Enrolment Pension gives you the certainty and control you need – giving you back the time to get on with your mission.

*The Pension Regulator report, period ending 31/03/2019, 2017-2018 data

Creative Auto Enrolment Compliance Guarantee logo

Commonly Asked Questions

How much does Creative Auto Enrolment Pension cost?

It costs just £21.50 per month for the full solution. This means all your auto enrolment duties are completed and your employees are auto enrolled into the Creative Auto Enrolment Pension scheme of Creative Pension Trust. The pension is run and managed by experts, so you won’t not need to become one!

Does Creative Auto Enrolment Pension work with any type of payroll software?

Yes. We map our software to work with any standard payroll report behind the scenes and you can even enter data manually if you prefer. If you outsource your payroll, just tell us when you sign up and we will work with them on your behalf.

Do you really guarantee auto enrolment compliance?

Yes. All you need to do is follow our simple process online and, as long as you provide us with the correct payroll data, we’ll handle the rest. We go much further than any other major master trust or multi-employer Workplace Pension Scheme to ensure mistakes don’t happen. We even complete your declaration of compliance to the Pensions Regulator!

What are the benefits of your auto enrolment solution for new employers?

We make it as simple as possible to ensure complying with auto enrolment doesn’t get in the way of your other tasks as a new employer. You can run and close your payroll in the normal way and then handle auto enrolment afterwards. This way, there are no risks of not paying people on time.

Our solution is fully automated, taking the auto enrolment process from hours to minutes, and all from uploading a single payroll file.

Unlike any other provider, we offer an Auto Enrolment Compliance Guarantee – when you follow our process, you can’t get anything wrong.

What pension scheme do you use?

Qualifying employees will be auto enrolled into the Creative Pension Trust, a leading UK master trust pension scheme, authorised by the Pensions Regulator. Creative Pension Trust is a Defaqto rated, MAF accredited, multi-employer scheme with over 15,000 participating employers nationwide. The scheme is wholly independent and overseen by an independent Board of Trustees.

What investments are available to members?

Members of the Creative Auto Enrolment Pension scheme, which is Creative Pension Trust’s specially designed scheme for new employers, can access to a range of investment funds, which are managed by Scottish Widows. In addition to a default investment strategy for members who do not want to make their own investment decisions, other specialist funds are also available, including Ethical and Sharia funds.

How established and secure is the pension and members’ investments?

Very. Creative Pension Trust is authorised and regulated by the Pensions Regulator and a leading UK multi-employer master trust scheme. The investment funds have substantial assets, worth hundreds of millions of pounds, and are managed by Scottish Widows, one of the UK’s most trusted life, pensions and investment brands. The scheme is wholly independent of Creative, the scheme sponsor, and protected by a legal trust.

Is Creative Auto Enrolment Pension suitable for larger employers or employers with existing pensions?

Creative Auto Enrolment Pension is Creative Pension Trust’s specially designed scheme for new employers. If you are an established SME or large employer, it’s likely that you and your employees will benefit from Creative Workplace Pension, which is Creative Pension Trust’s scheme designed with established SME and larger employers’ needs in mind. Compare our schemes here.

Do your thing – we’ll handle the details

You can be up and running in minutes – we just need to ask you a few simple questions about information you will already have. Click here to get your registration started. 

More about Creative Auto Enrolment Pension

In their words…

We love working with you. It's the most efficient and simplest auto enrolment pension scheme I’ve come across […] Thank you all for your high level of customer service.

Debby NorrisDirector | Acorn Financial Solutions

Creative are honestly one of the best in their field.

Pat MageePMM Bookkeeping & Accountancy Services

I can say with experience of many other providers your services are head and shoulders above!

Laura BowmanAuto Enrolment Consultant |Simply Auto Enrolment

Lucy, Thank you for saving the day 🙂

Ken LinAssistant Accountant | Xinlung Group

I just wanted to say a massive thank you to the lovely lady that helped me out today. She was extremely helpful and answered all my questions, told me exactly what I need to do and how to fix everything.

Thank you so much again - it definitely made my work a lot easier today!

Katrina WaskowskaPayroll | Baldwins Payestaff

Oh Flavia, You are a dream support worker. Thank you so much!

Debby NorrisAccountant | The Werks Group

I am most grateful for the friendly and enthusiastic way you assisted.

Martin KessellAssstant Treasurer | Grace Community Church College

Thank you again for all of your help, it is greatly appreciated.

Jade WardPayroll Dept |MAS Accountancy