Creative Workplace Pension by Creative Pension Trust

Creative Workplace Pension is Creative Pension Trust’s enhanced Master Trust Pension Scheme designed for SME and large employers with existing employee benefits programmes or workplace pensions. 
For employers with a broader range of needs, this scheme provides greater flexibility and choice for members, fantastic onsite member financial education and all the other benefits that Creative Pension Trust provides.

One Master Trust Pension; two unique schemes to choose from

Creative Pension Trust is uniquely configurable based on your needs as an employer and provides two scheme options to choose from:

Creative Auto Enrolment Pension (for new employers)

Creative Auto Enrolment Pension is designed for new employers and micro employers, enabling them to fulfil their auto enrolment duties and provide a quality pension.
If you are a new-born business with a small number of employees, Creative Auto Enrolment Pension is the perfect choice to get auto enrolment done and get back to running your business.

Creative Workplace Pension (for SME – large employers)

Creative Workplace Pension is designed for employers seeking to achieve better member outcomes and enhanced employee financial wellbeing.
Because many SME and larger employers can also benefit from the value, security and quality of a Master Trust Pension, we designed Creative Workplace Pension to provide an extended range of features and benefits to fit with the choice and control established employers seek to offer their employees. And, to ensure our participating employers see the true value of Creative Pension Trust, we also provide a range of value-added services delivered by our Creative consultants and advisers, meaning there’s no need to outsource additional pension consultancy or member financial education.
If you already have an employee benefits programme and an existing company pension that isn’t meeting your expectations, Creative Workplace Pension is a fantastic opportunity to do far more for you, your organisation and your employees and achieve greater value from your budget.

What’s different about Creative Workplace Pension?

In addition to the wide range of benefits participating employers can expect from Creative Pension Trust, Creative Workplace Pension gives you the value of a quality workplace pension together with the technical and consultative support and member services in one package with no need for expensive third-party extras.
With Creative Workplace Pension, members can benefit from additional scheme features, including:
  • A 5-star Defaqto rated workplace pension, built on the strength, security and value of Creative Pension Trust
  • A wider, consumer-friendly range of ways to invest through our carefully selected fund range, powered by global investment managers Legal & General and Blackrock
  • A choice of investment styles, including: fund of funds; risk rated; specialist including ethical and Shariah compliant; and our default investment strategy
  • Full Pension Freedoms compatibility with full access to pension drawdown in addition to other ways of taking their benefits
  • … and all the existing benefits of membership with Creative Pension Trust

Why employers choose Creative Workplace Pension

The costs of running a company pension are more than financial. Whilst your pension is likely the most expensive benefit you fund, the time costs and additional overheads demanded by legislation and best practices continue to increase demands on you and your business.
Many employers resort to paying for expensive third-party pension consultants and employee benefits consultants to oversee compliance, governance and auto enrolment. But, with Creative Workplace Pension, employers benefit from the security, management and governance of Creative Pension Trust and additional value-added services delivered by Creative, the scheme sponsor, all in one place.
We provide an unparalleled level of value without compromising on quality or service. Read on to find out more about the added service you can expect as a participating employer.

Inclusive Consultant Support and Helpdesk

Because Creative Workplace Pension is exclusively available from Creative, scheme sponsor of Creative Pension Trust, it comes with the support of our employee benefits consultants, who will get to know you, your organisation and the needs of your employees, ensuring your benefits programme continues to evolve as your needs change.
When you switch to us, you’ll benefit from dedicated ongoing consultancy and have access to specialists via our Helpdesk, who answer over 6,000 technical queries a year.
Because Creative are both employee benefits consultants and scheme sponsor, we can bring everything together into our stewardship, providing you consultancy support that’s dedicated to you and your organisation. From governance meetings, member services and arranging workplace financial education for your employees, we can offer you a truly personal relationship and a consultancy service powered by experts that know employee benefits inside out.
As your organisation goes from strength to strength, our support and service will grow with you too. Wherever you are on your financial journey, we have the Creative thinking to help you, your business and your employees to grow and to prosper.

Dedicated Onboarding Team

If you think switching to a better and more modern workplace pension is too difficult or not worth the risk, think again. When you trade-up to Creative Workplace Pension you’ll receive the care of a dedicated migration team to ensure everything runs smoothly together with a team of Auto Enrolment specialists who are there to ensure your duties are always met.
But that’s not all – we extend the same welcome to every employee too. From worksite Financial Education and personalised follow-ups for anybody seeking additional support, we ensure nobody gets left behind and that everyone gets the support and care they need – from real humans with real answers.
Because we recognise that all organisations are different, we not only undertake all of the hard work, organisation and employee communication for you, we’re also flexible in meeting the unique needs of your business.
Switching company pensions has never been simpler and the long-term gains in cost savings, time savings and enhanced employee financial wellbeing mean your organisation will continue to reap the benefits.

Member Workplace Financial Education

Creative Workplace Pension comes with onsite Financial Education built-in, so we’ll make sure your employees have a grip on the numbers without ever being treated like one. Engaging employees with the importance of their financial future is challenging, not least because many employees don’t know where to start or what questions to ask. Our approach to driving engagement is different, friendlier, and uniquely personal.
Our engagement specialists help to bridge the knowledge gap that millions of employees face when it comes to knowing what their retirement might look like, educating and equipping employees in a way that inspires confidence and an environment where no question is a silly one. After all, when employees make the sensible choice to think about their future, the least they deserve is to understand what they are getting for their money.
We’re making pensions truly personal in a way that’s affordable and sustainable for employers and switches on employees by taking the time to help them. We’re making pensions truly personal because, when they penny drops, your employee engagement increases.
Don’t just take our word for it – take a look at the feedback across our website that we’ve received from employers and members!

Switch to Creative Workplace Pension

If it’s time to step your workplace pension up a gear, let’s see just how much more you can achieve for your organisation and employees – talk to us today

Employer Scheme Guide

Switching your company pension

Information for Employers