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Welcome to Creative

Creative is where great ideas come together. It’s what happens when an altogether different approach to financial services enables you, your organisation and your employees to thrive.

With over a decade’s experience in Auto Enrolment, Employee Benefits, Wealth Management and Workplace Pensions, Creative provides financial advice and corporate consulting to individuals, employers and their employees. We bring the full spectrum of financial expertise together in one place, offering the experience, professionalism and accountability needed to simplify the complex and solve your challenges.


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We do more than you might think...

Auto Enrolment

Creative Auto Enrolment Pension is a pension plan designed for new employers and small businesses.
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Employee Benefits

Providing consultancy and management services that scale from simpler requirements to complex benefit programs.
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Wealth Management

Advice designed to give you confidence in your future and control over all areas of your financial planning.
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Creative Pension Trust

Our multi-employer Master Trust workplace pension, trusted by some 15,000 organisations.
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Altogether more Creative

Creative is an altogether different kind of financial services organisation. We’re not just financial advisers and employee benefits consultants – we’re also a provider of financial products too. This gives us the flexibility to recommend the best solutions in the market to our customers or to create a solution if the right one doesn’t exist.

With Creative, you don’t have to choose between the costly expertise of a financial adviser or employee benefits consultant and the value for money you get from dealing with a provider directly – you can have both. So, whether you’re a start-up or a nationwide employer, a business owner or retiree, we’re confident you’ve come to the right place. We’re altogether more Creative.

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Cushon acquires Creative

Creative is now part of Cushon

Cushon confirms it has reached an agreement to acquire Creative – manager of Creative Pension Trust – which is its third master trust pension...
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Net zero carbon

Creative Pension Trust targets Net Zero

Creative Pension Trust has announced its programme to achieve Net Zero status on carbon emissions for all member investments under management by 2050 with...
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Our Pledge to Combat Pension Scams

Creative Pension Trust pledges to combat pension scams Creative Pension Trust, one of the UK’s leading, multi-employer master trust workplace pension providers, has joined...
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I can say with experience of many other providers your services are head and shoulders above!"

Laura Bowman | Auto Enrolment Consultant | Simply Auto Enrolment

Thank you so much for the past two days! You have been most helpful and I am sure the staff had learnt a lot."

Human Resources OfficerPrivate Members Club

It’s all been very good. The best thing I ever did was appoint you guys!"

Director | Building and Plumbing Supply Company

We love working with you. Its the most efficient and simplest pension scheme process I’ve come across. Thank you all for your high level of customer service."

Debby Norris | Director | Acorn Financial Solutions

Lucy, thank you for saving the day :)"

Ken Lin | Assistant Accountant | Xinlung Group

I am always singing the praises of Creative. Creative are honestly one of the best in their field."

Pat Magee | PMM Bookkeeping & Accountancy Services

I am most grateful for the friendly and enthusiastic way you assisted."

Martin KessellAssistant Treasurer | Grace Community Church College

I just wanted to say a massive thank you to the lovely lady (Flavia) that helped me out today. She was extremely helpful and answered all my questions, told me exactly what I need to do and how to fix everything."

Katrina WaskowskaPayroll | Baldwins Payestaff

Your presentation and the 121 sessions you hold are extremely beneficial to staff and we have a lot of engagement with pensions after you visit with employees reviewing their pension contributions and also new starters signing up."

Hema ChudasamaHR Manager | Institution Of Mechanical Engineers

He liked the time you gave to the whole exercise and the 1:1 in particular and the avoidance of jargon. He felt he was able to understand everything for the first time and, from my conversation with him, certainly has a good grasp of the facts."

ManagerEngineering Company

I’m glad that the Pension Review Meetings were a success – many staff members praised your presentation and found the 1-2-1 sessions highly beneficial."

Natasha MistryHR Administration | Institution Of Mechanical Engineers

I always feel that the quality of advice, compliance and service is exceptional. Beyond that, when dealing with the advisers specifically, we always feel that they have client’s interest at heart which is synonymous with our own business practices."

Karl FentonTony Fenton & Sons Wealth Management LTD

Creative’s Wealth Management team has added a valuable layer of high-quality service to the proposition we deliver to clients. What makes them so different to other 3rd party DB transfer specialists, is the way they work so closely with the introducing IFA to ensure the most appropriate outcome is achieved. In addition, their total professionalism shines through the whole process."

Independent Financial Adviser

Thank you for all that you have done. Throughout the whole process you have been most helpful, informative and a pleasure to deal with."

Private Client | Wealth ManagementWealth Management

Well informed…

Private Client | Wealth Management

The service and care provided by the team is exceptional."

Private Client | Wealth Management