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Welcome to Creative

Creative is a specialist provider of auto enrolment and workplace pensions, and sponsor of Creative Pension Trust – the nationwide, multi-employer master trust pension serving thousands of organisations throughout the UK.

Whether you’re a startup seeking an auto enrolment pension that does everything to guarantee your compliance or a large national employer seeking better value and outcomes for your workforce, we’re here to help you.


Are you a member?

Visit Member Help Centre

More about auto enrolment and workplace pensions

Auto Enrolment

Creative Auto Enrolment Pension is a pension plan designed for new employers and small businesses.
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Creative Pension Trust

Our multi-employer Master Trust workplace pension, trusted by some 12,000 organisations.
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We're altogether more Creative

Financial services and employer regulations are ever-changing and complicated. Making the right decisions for your organisation and employees can all too often be confusing, expensive and the results underwhelming.

Creative is an altogether different kind of financial services organisation. We create solutions that simplify the complex and solve the challenges that hold you back, and we stand accountable to you for the results we deliver.

From keeping you effortlessly compliant and helping your employees understand and nurture their long-term financial wellbeing, we can help you achieve more from your most important employee benefit.

We simplify. We solve. And we stand accountable to you. We’re altogether more Creative.

Introducing new payroll portal features

We’ve added a host of new features to our payroll portal to make managing payroll processes easier and more secure than ever.
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Introducing Cushon Core

Changes to your pension investments

If you’ve just received a communication about this from us, this page will explain more about the changes, what they mean, and the options...
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Your money and you

There’s a lot going on in the world at the moment, and it’s having an impact on people’s finances and also their savings and...
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I’m glad that the Pension Review Meetings were a success – many staff members praised your presentation and found the 1-2-1 sessions highly beneficial."

Natasha MistryHR Administration | Institution Of Mechanical Engineers

Your presentation and the 121 sessions you hold are extremely beneficial to staff and we have a lot of engagement with pensions after you visit with employees reviewing their pension contributions and also new starters signing up."

Hema ChudasamaHR Manager | Institution Of Mechanical Engineers

I can say with experience of many other providers your services are head and shoulders above!"

Laura Bowman | Auto Enrolment Consultant | Simply Auto Enrolment

Thank you so much for the past two days! You have been most helpful and I am sure the staff had learnt a lot."

Human Resources OfficerPrivate Members Club

It’s all been very good. The best thing I ever did was appoint you guys!"

Director | Building and Plumbing Supply Company

We love working with you. Its the most efficient and simplest pension scheme process I’ve come across. Thank you all for your high level of customer service."

Debby Norris | Director | Acorn Financial Solutions

Lucy, thank you for saving the day :)"

Ken Lin | Assistant Accountant | Xinlung Group

I am always singing the praises of Creative. Creative are honestly one of the best in their field."

Pat Magee | PMM Bookkeeping & Accountancy Services

I am most grateful for the friendly and enthusiastic way you assisted."

Martin KessellAssistant Treasurer | Grace Community Church College

I just wanted to say a massive thank you to the lovely lady (Flavia) that helped me out today. She was extremely helpful and answered all my questions, told me exactly what I need to do and how to fix everything."

Katrina WaskowskaPayroll | Baldwins Payestaff

He liked the time you gave to the whole exercise and the 1:1 in particular and the avoidance of jargon. He felt he was able to understand everything for the first time and, from my conversation with him, certainly has a good grasp of the facts."

ManagerEngineering Company