Whatever your needs, whatever your size, we have a plan for you

Creative Pension Trust is a nationally recognised, multi-employer workplace pension trusted by some 12,000 employers.
Whether you’re a national employer or you’re just starting out, our plans are designed to suit employers of all sizes, providing an all-inclusive approach that scales to your exact needs.
Designed by industry experts to meet the increasing challenges faced by employers, it’s the first workplace pension of its kind that offers you choice – whether you’re looking for a straightforward auto enrolment pension or a fully-featured, flexible scheme that is easy to manage and easy for employees to get to grips with.

Your guide to the information on this page

Applies to Creative Workplace Pension
Applies to Creative Auto Enrolment Pension

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Which Creative Pension Trust plan fits you best?

  • I’m looking for an
    auto enrolment pension
  • I’m a new employer /
    small employer
  • I have an auto enrolment
    duties date
See our Creative Auto Enrolment Pension plan
  • I’m looking to switch workplace
    pension provider
  • I’m looking for better value
    and better support
  • I want to improve my employees’ long-term financial wellbeing
See our Creative Workplace Pension plan

More about our plans

Creative Pension Trust offers two plans:

Creative Auto Enrolment Pension – designed for new employers

Creative Auto Enrolment Pension is designed for new employers and micro employers, enabling them to fulfil their auto enrolment duties and provide a quality workplace pension for their employees. If you’ve started a new business with a small number of employees, our Creative Auto Enrolment Pension plan  is the perfect choice to get auto enrolment done and get back to running your business.

Creative Workplace Pension – for established employers

Our Creative Workplace Pension plan is designed for established employers seeking to achieve better value, better member outcomes and enhanced employee financial wellbeing.
Because many SME and larger employers can  benefit from the value, security and quality of a master trust pension, we designed our Creative Workplace Pension plan with an extended range of features and benefits, giving established employers the choice and control they wish to offer their employees. And, to ensure our participating employers see the true value of Creative Pension Trust, we also provide a range of value-added services delivered by our Creative consultants and advisers, meaning there’s no need for expensive third-party pension consultants, employee benefits consultants or member communications exercises. It’s all done for you.
If you already have an employee benefits programme and an existing company pension that isn’t meeting your expectations, Creative Workplace Pension is a fantastic opportunity to do far more for you, your organisation and your employees and achieve greater value from your budget.

The all-inclusive Master Trust Pension

Unlike other Master Trust Pensions and traditional Occupational Pensions, Creative Pension Trust has everything employers need built-in, so all of your regulatory needs and best practices are taken care of.
Our service includes:
  • Auto enrolment system – our end-to-end system, built from the ground-up to integrate auto enrolment, has you compliant in just a few clicks and works with any payroll software or provider. Our unique process lets you close your payroll first, making payroll as easy as it used to be
  • Unique Auto Enrolment Compliance Guarantee – follow our process and you can’t go wrong
  • Default Investment Strategy – to ensure the best investment performance for members who aren’t comfortable making their own investment decisions
  • Employee Engagement, Support and Guidance – regular newsletters, annual member surveys, online Member Help Centre and Knowledge Hub
  • Help Desk – staffed by our team of technical specialists, who address over 6,000 queries per month
  • Governance – scrupulous oversight and stewardship from our Independent Board of Trustees, who ensure Creative Pension Trust is managed for the benefit of all members, removing the organisational overhead from your business
  • Statutory Communications – to ensure you meet your auto enrolment and re-enrolment duties, informing your employees at all stages

Whichever plan you choose, Creative Pension Trust is easy  to deploy. There’s no extra software, new systems or processes – we provide everything you need to manage your workplace pension and stay compliant in one place.

We ensure all requirements for effective management are built in too, so you can rest assured that your employees have a safe home for their retirement savings without management overheads like investment reviews and governance programmes taking your time away.

Made me realise how important it is to get things arranged.

Employee and Pension Scheme Member

I realised the necessity of sorting my pension out and decoding how I am going to do this.

Employee and Pension Scheme Member

Really informative.

Employee and Pension Scheme Member

It made me feel more aware of what I am doing rather than just relying on someone doing it for me.

Employee and Pension Scheme Member

Presentation was very thorough and outlined all the options available.

Employee and Pension Scheme Member

I didn't really fully understand pensions and how they worked prior to this and now I feel assured and confident to make a decision to save for my future.

Employee and Pension Scheme Member

Extremely useful presentation. The Creative representative explained the scheme in terms understandable by everyone.

Employee and Pension Scheme Member

It has helped me to feel in control of my pension.

Employee and Pension Scheme Member

It helped explain our options very simply so much easier to understand rather than the usual jargon.

Employee and Pension Scheme Member