Many members may have ethical or religious imperatives that require specific screening of underlying investments or adherence to a specific framework that complies with their beliefs.

We offer 2 investment funds built around these requirements: our Ethical fund is available to all members who wish to ensure their money is invested in organisations that demonstrate strong Environmental, Social and Governance (ESG) practices; and our Shariah fund is available to any member wishing to ensure they are invested in a manner that is in full compliance with Shariah principles.

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Applies to Creative Workplace Pension
Applies to Creative Auto Enrolment Pension

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Investing for good - Ethical Fund

ML Passive Ethical Equity Fund
Fund Aims
The Fund aims to provide long-term capital growth through investment allocation to global equity securities that are compliant with ethical principles. To achieve this, the fund contains holdings in the following investment funds:
L&G Ethical Global Equity Index
The asset mix of the fund will be reviewed periodically and may be amended if a review indicates that it would be in investors’ best interest to do so. This means in future the fund could be invested in different funds and change its underlying holdings. Please check the fund factsheet for latest details on its holdings.
Risk Profile: Moderately Adventurous risk5
Benchmark: ABI Pension Specialist
Annual Management Charge1: 0.70% p.a.

1 Other periodic charges may be incurred by the fund from time to time. These do not include the cost of buying and selling stocks for the fund. Please see the fund factsheet for further information.

Typical investment holdings for this fund

Funds used:

Investing for faith - Shariah Fund

ML Shariah Fund
Fund Aims
The fund aims to provide long-term capital growth through investment allocation to global equity securities that are compliance with Islamic Shariah principles. To achieve this, the fund contains holdings in the following investment funds:
HSBC Islamic Global Equity Index Fund
The asset mix of the fund will be reviewed periodically and may be amended if a review indicates that it would be in investors' best interest to do so. This means in future the fund could be invested in different funds and change its underlying holdings. Please check the fund factsheet for latest details on its holdings.
Risk Profile: Moderately Adventurous
Launch Date: 01/03/2018
Annual Management Charge1: 0.70% p.a.

1 Other periodic charges may be incurred by the fund from time to time. These do not include the cost of buying and selling stocks for the fund. Please see the fund factsheet for further information.

Typical investment holdings for this fund

Funds used:

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It helped explain our options very simply so much easier to understand rather than the usual jargon.

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