Starting 28 September 2026, payroll administrators can access the Cushon Auto Enrolment Portal to upload payroll files. While the portal is updated to reflect the Cushon brand, the systems used to upload contribution files will remain the same.
The Creative Pension Trust Member Portal is now closed. Read important information about the move to Cushon, including what happens next and when you’ll receive account details.
Creative Pension Trust is a leading national, multi-employer Master Trust workplace pension provider. Our plans provide employers with low-cost, high-quality ways to offer a company pension to their employees, whether they are a new business, micro employer, SME or large national organisation.
You can learn more about Creative Pension Trust, how it is run, governed and administered, and access statutory reports for our plans below. Alternatively, for more information specific to employers or members, head to back to our homepage.
Creative Pension Trust is a master trust, approved by HMRC and authorised and regulated by The Pensions Regulator (TPR).
Traditional pensions generally require ancillary tools, services and processes to support auto enrolment. Creative Pension Trust was designed with auto enrolment in mind. Not only do we guarantee our pricing and acceptance for each employer and their entire workforce, we also guarantee your compliance with auto enrolment and turn hours of work into minutes using our cloud-based auto enrolment solution.
Our unique auto enrolment process is simple and straightforward. Unlike other solutions, ours comes as standard and runs after you close your payroll. This makes the payroll process more like it used to be, guaranteeing no hold-ups or last-minute problems.
Creative Pension Trust is a multi-employer, master trust workplace pension scheme. Governed under trust law, our scheme is overseen by a leading team of professional trustees, all of whom are independent from the scheme sponsor.
Our Board of Trustees have been appointed to run Creative Pension Trust in accordance with stringent pension regulations, to ensure good value and fairness, and to govern the scheme for the benefit of all members. They are at liberty to challenge any aspect of how the scheme is run and to enact any changes that will foster better member outcomes as they see fit.
Creative Pension Trust is administered by MUFG Retirement Solutions, who are experienced providers of third-party pension administration. MUFG Retirement Solutions issue a range of electronic and postal communications and scheme materials to our members and power the Creative Pension Trust Member Portal.
To visit MUFG Retirement Solutions’s official website, click here.
Creative Pension Trust’s scheme sponsor is Cushon MT Limited.
Our Annual Statement Regarding Scheme Governance describes how our Independent Board of Trustees have met statutory governance requirements.
To read Creative Pension Trust’s Annual Statement Regarding Scheme Governance, click here.
We are pleased to publish the Trustees’ latest annual Climate Change Report, prepared in accordance with The Occupational Pension Schemes (Climate Change Governance and Reporting) Regulations 2021 (the “Regulations”), which are broadly based on the recommendations of the Task Force on Climate-related Financial Disclosures (“TCFD”) reporting requirements.
We are committed to being a responsible investor on behalf of all our members and have a long-term plan in place to deliver outcomes that meet our responsibilities to our members.
This report details how the Scheme is run in relation to climate-related risks and opportunities and monitors the progress we’re making. We hope you find the information in this Report of interest and would welcome any feedback.
To read our Climate Change Report, click here.
Our Statements of Investment Principles outline the principles and policies that we apply in managing investments on behalf of Creative Pension Trust’s members.
Our Statement of Investment Principles outline the principles and policies that we apply in managing investments on behalf of Creative Pension Trust’s members.
Our Implementation Statements provide details of how our Board of Trustees have complied with the Scheme’s Statements of Investment Principles during the Scheme year:
To view a copy of the documents under which the Master Trust has been established, please submit a request here.
