When it comes to investing for your future, sustainability is no longer a niche consideration with limited options. At Creative Pension Trust, sustainability is at the heart of our investment approach, ensuring your pension works hard for you, without compromising on values or returns.
What is Sustainable Investing?
Our sustainable default investment strategy, Cushon Core, allows members to invest without needing to make active decisions while contributing to a more sustainable future. With Cushon Core, you’re automatically invested in a strategy designed to achieve meaningful environmental goals, such as our 7% annual decarbonisation target and a reduction in CO2 emissions by 80% by 2030.* For those who prefer to take a more hands-on approach, we also offer a range of self-select sustainable funds.
We use the term ‘sustainable’ to describe investments that align with Environmental, Social, and Governance (ESG) principles. ESG investing focuses on companies with strong environmental, social, and governance practices while maintaining rigorous financial criteria. Importantly, ESG investing offers diverse options, allowing you to align your investments with your values.
It’s worth noting that ESG investing differs from social impact investing or ethical investing, which often involve more specific and personalised criteria. Our Cushon Core strategy strikes a balance between sustainable practices and robust financial growth, offering a solution that’s both effective and accessible.
Returns and Sustainability
One common concern about ESG investing is whether it compromises returns. With Cushon Core, you don’t have to choose between sustainability and performance. Our strategy is designed to deliver strong financial outcomes while prioritising environmental impact. By focusing on companies that plan for the future—whether through reducing environmental risks or fostering strong governance—we aim to ensure your workplace pension grows sustainably over time.
How Creative Pension Trust Supports Sustainable Investing
If you’re saving with us, your workplace pension contributions are already aligned with sustainability. Our Cushon Core strategy ensures your money is invested in a way that supports your long-term financial goals and a more sustainable world. For members who wish to take a more active role in their investments, our self-select sustainable funds offer additional flexibility and choice.
You can explore these options and learn more about the sustainability credentials of our funds by logging into the Creative Pension Trust Member Portal. Explore your investment choices further in our Investment Choices Guide available in the portal.
Benefits for Members
For members, sustainable investing through Creative Pension Trust provides peace of mind. Your retirement savings are not only working towards your financial future but also making a positive impact today. The Member Portal allows you to track and manage your pension investments, ensuring they align with your goals and values.
The Path Forward
Investing sustainably doesn’t have to be complicated. We’ve made it easier than ever to combine financial growth with positive change. By choosing investments that align with your values, you’re not just saving for the future—you’re helping to shape it.
Visit the Creative Pension Trust Member Portal to explore your sustainable investment options and discover how we’re helping you achieve a secure and sustainable future.
*Target for the growth phase of Cushon Core to achieve a reduction in scope 1 and 2 carbon emissions by 30th September 2030, compared to its independently verified 2022 benchmark.
Capital at risk. The value of investments can fall as well as rise, and you may get less than the full amount you invest.
