I was aware of the pension freedom rules and the ability to transfer my final salary pension if I chose, but was not sure if it would be the correct course of action for me. David was able to gather relevant scheme information, and talk me through the pro’s and con’s of my different options after the very comprehensive analysis was completed. He was able to answer all my questions and show how my pension options could tie in with my other financial plans – for example to allow me to clear my mortgage by the time I am 55. I felt he took the time to fully understand my circumstances and aims, so at the end of the process I was confident in taking his advice.”