Make sure your money is working hard for you
Getting Investment Advice can be one of the most beneficial things you can do for your personal finances and long-term financial wellbeing, but many people forget that investments needs to be reviewed regularly and managed in order to ensure they perform and reflect the level of risk you are prepared to take with your money.
Unlike ordinary savings accounts where you can expect a certain level of interest – and, these days, often very little – investments are different. Although keeping your money in a cash savings account also has risks, such as seeing your savings eroded by inflation and low interest rates, investments can provide longer-term growth if managed correctly – and that is best achieved by taking Investment Advice from a Chartered Financial Planner.
How does Investment Advice work?
Perhaps you have accumulated investments over time, took out a policy a long time ago, or are managing somebodies’ investments in a trust. Whatever your circumstances, the best Investment Advice starts by understanding your financial circumstances as a whole, rather than just individual policies.
Managing your investments by yourself can be tricky. Although there is plenty of information available to investors in the press and online, keeping track of everything and making investment decisions across all of your finances can be tricky and time consuming. Regulated Investment Advice can provide you with greater clarity, control and confidence, knowing that the whole picture is being looked at by someone with experience and specialist expertise.
What are the key considerations when investing?
Quality Investment Advice should cover all of your financial arrangements, including pensions, stocks and shares ISAs and other general investment accounts, so that they work together to support your financial goals. Some key things to consider when investing are: