Plan Design Service

Different employee benefit plans suit different employers. The same is true for employees.

Our Plan Design Service ensures employers' and employees' needs are both taken into account from the start.

Integral to the Plan Design Service

We will always design plans based on each employer’s own aims and issues, taking into account the practical details like employee profiles – covering socio economic and logistical issues to ensure the design will work in the real world.

In practice, a Creative Benefits Consultant will guide and inform all the decision makers involved in the provision of the employer’s overall benefits plan. From the initial stages of assessing and reporting on any current arrangements through to the fully documented plan design, they will be on hand to keep things on track.

In consultation and in the documented plan design report, we can cover:

  • All UK tax-approved pension plans

    • This is a key Creative strength as we have extensive experience across all types of current and past pension plans.

    • It is also a key area for employers as pensions are typically the most highly valued employee benefit.
    • We cover them all so can help employers with any type of existing or desired pension plans.
      • Defined Benefit and Hybrid pensions.
      • All types of Defined Contribution pensions, e.g. Group Personal Pensions, Occupational Money Purchase schemes, Stakeholder Pensions, Group Self Invested Personal Pensions and NEST.
  • Protection needs
    • Group Life
    • Critical Illness
    • Accidental Death cover
    • Income protection (also called Permanent Health insurance)
  • Employee Assistance Programmes
    • These can help to reduce employee stress and take strain from HR departments, improving productivity
  • Flexible benefits and integrated online management tools
    • Potential improvements to plan efficiency, with many actions devolved to employees, so in turn improving employee access and engagement
    • Enhanced management information

We will consult on design at all levels, from plan selection to individual benefits.

Our Plan Design Service will help employers set a complete employee plan design to suit their needs.