Plan Types

Employer sponsored pension plans are among the most valuable of all employee benefits. This is natural as providing the replacement income needed for a comfortable retirement is a major financial challenge for most employees. This makes pension plans a good foundation for most employer’s overall employee benefits strategy.

Creative Benefits offer the depth of expertise and experience in all forms of tax-approved UK pensions to help employers and employees alike.

But, our services are not limited to pensions...

Employee Benefit Plans can offer a very wide range of standard and optional products and services. Some examples:

Salary exchange for pension contributions, child care vouchers and cycle to work schemes.
Group Protection Plans (which often offer price and underwriting advantages compared to individual policies), including:
- Life cover
- Accidental Death cover
- Critical Illness cover
- Income protection (also called Permanent Health insurance)
Employee Assistance Programmes to reduce employee stress and take strain from HR departments, thus improving productivity throughout the business
Flexible benefits and integrated online management tools
- Potential improvements to plan efficiency, with many actions devolved to employees, so in turn improving employee access and engagement
- Enhanced management information

The choice is extensive so allowing employers to tailor their own employee benefit plan to suit them and their employees.

We offer reviews of individual benefits, such as Group Life cover. We also provide complete consultancy and implementation of all employee benefit plans, from the simple to the highly complex.